Financing

Say Goodbye to the Heat & Get Approved For A New HVAC Sytem Even With Low Credit! No Credit Check Required.

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Call Today For Service:

(682) 268-4077

Dallas / Fort Worth

(713) 853-9253

Houston

(512) 953-2193

Austin

HVAC financing just got easier with Breeze Lease Purchase – the instant, flexible, and convenient way for your home improvement!

Flexible Financing Solution For Your Home & Cooling Needs

At Emergency AC & Plumbing, we understand that financial challenges can affect anyone. If you have bad credit or trouble getting access to credit, don’t worry! Breeze Lease Purchase was created to help people like you.A credit score is not the whole picture, but it doesn’t define you. If you need to replace a major home system but need some help doing so, we’ve got you covered. Our financing partners give value to homeowners with financing for home improvements. Whatever your situation, you can find a lease purchase solution that suits your needs. Their affordable options make it easy to reach your goals.

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Large Approvals

Approvals are up to 15k and start at 8k.

Instant Approvals

No documentation required to get approved.

Approval Rates

Leading industry approval rates.

Credit Builder

Financing is reported to 2 credit bureaus.

Pay Options

3, 6, and 9 month Express Pay options offered for more savings.

How Do I Qualify For Low-Credit HVAC Financing?

No Non-Sufficient Funds

No Active Bankruptcy

Social Security or ITN #

Howeowner & Homestead

How Does The Application & Installation Process Work?

Customer Applies: Apply via our partner link.

You Install The Unit: Get a quote and we’ll notify you once it is ready to be installed.

You Get Paid: 100% of the invoice is paid within 48 hours of installation.

Frequently Asked Questions

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How often should I have my air conditioner serviced?

We recommend having your air conditioning unit serviced at least once a year. Routine maintenance helps catch small issues before they become major problems and keeps your system running efficiently. Our Membership Program is a great way to ensure your system receives regular maintenance without the hassle of scheduling.

What are the signs my AC needs repair?

Some common signs that your air conditioner needs repair include warm air blowing from the vents, strange noises, frequent cycling on and off, and increased energy bills. If you notice any of these issues, it's best to call us for a quick diagnostic and repair.

How long does a typical AC installation take?

Most AC installations can be completed in a day. However, the exact time will depend on the complexity of the installation and whether any additional ductwork or modifications are needed.

What's included in your maintenance program?

Our maintenance program includes regular inspections, cleaning, and tune-ups of your air conditioning system. This helps improve efficiency, prevents breakdowns, and extends the life of your system. As a member, you'll also receive priority service and discounts on repairs.

Frequently Asked Questions

How long are the terms of the loan?

The terms are for 48 months. After which, you become the owner of the equipment.

In addition, the Express Pay option provides customers to pay the loan back in 3, 6, or 9 months!

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What percentage of people are generally approved?

We’re proud to boast that our financing partner approves about 70% of low-credit applicants for there new HVAC system.

Is the financing only for heating and cooling systems?

No! Aside from helping people get new air conditioining systems, this option can also be used for water treatment solutions or water haters – all things Emergency AC & Plumbing offers!

Is the approval process fast?

Yes! Because there is no-credit check, getting an approval for a new heating and cooling system is fast and instantaneous!

Remember all you need to have in order to qualify for this no-credit check HVAC financing opportunity is:

No Non-Sufficient Funds (NSF) in the last 90 days
No bankruptcies
Correct personal information
Either a valid Social Security or ITSN number
Be the homeowner for the new unit

Get Approved Today!

Less-than-fair credit? No problem! Apply now for a new HVAC system.

Apply for financing

Around The Clock Availability

Whether you need us early in the morning or late in the evening, we’re here to help.

Satisfaction Guaranteed

We promise to only deliver the highest quality of service – no matter the size of the job.

Around The Clock Availability

We understand your time is valuable, that’s why we make sure to always be on time to serve you.

Your Texas Neighbors Say It Best

From beginning (estimate) to installation,(crew were expert in all areas). Being a past quality assurance evaluater I give them an excellent rating. Will recommend to others.

Luther W

I couldn’t be more happier with the service I received. My rent house AC went out late Thursday night and I called them Friday. They sent someone out to assess the situation, gave me an estimate which was a very fair price and it was installed the next day. Mind you, on a holiday weekend! The sales guy was very informative and polite. I will definitely recommend these guys to my friends and family!

Colby F

Came out on 9/4 at 3pm. Couldn’t get condenser to come on after working on install all day. Finally left after 10:30 with husbands urging to try the next day. They stated they would need to bring a new condenser. Came back 9/5 at 4pm left a little after 5pm with all systems running. 1st day didn’t give me any reassurance that we made the right choice. After today 9/5 visit all running. I feel somewhat better.

Rhonda L

The performance of my installation was at a very timely matter with quality work behind at 100% satisfied work was performed. Thk u Emergency Air.

Joel M

First off, I want to thank Todd from Emergency AC of Houston’s sales team. He made the whole stressful situation seamless. Shortly after Hurricane Beryl our AC went out. After calling around Houston for quotes we started to get discouraged over the price of a new unit and how soon we could get a system installed. This is where Todd came along. Emergency AC was our last call of the day, and it was worth it. Within a few hours Emergency AC arrived and gave us an amazing price for a full system replacement. Be sure to do your homework because a lot of companies will sell you most of the system without a furnace and charge you the same price for a complete system. Todd explained why companies do this and what sets Emergency AC apart. They also give you an unbeatable warranty with the system. After Todd came out and walked us through everything, we had an installation team at the house two days later. The installation team was quick and clean. They even installed the whole system in the rain! Thank you from the bottom of our hearts for such a seamless process. Will definitely be recommending them to everyone we know

Justin F

Mitchell was the absolute best HVAC technician! He arrived early, diagnosed the issue with the AC unit’s capacitor, and replaced the capacitor in 5 minutes. He even took the time to show me where the issue was and how to keep my unit clean for the future. I give Mitchell and his company a 10/10 review and would recommend them to my friends and family!

Aayush D

Our Process is Fast & Simple

STEP 1

Request an Estimate

Discover why so many homeowners trust Emergency AC with ALL of their Air Conditioning and Heating needs!

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STEP 2

On-site Evaluation + Estimate

We’ll visit your home or business to discuss your repair and/or installation to provide you with an accurate estimate and timeline for completion.

STEP 3

Job Prioritized and Scheduled

Based on your approval of the estimate we provide (and securing the financing you need), we will schedule the fastest available date to complete the requested work at your home or business.

STEP 4

Job Completed

Our technician arrives at your property ready to satisfy you with our professionalism, respectful attitude, and passion for delivering exceptional results. Upon completion, we will also explain our 2yr warranty.